How does ERISA affect me and my long term disability benefits?

ERISA which stands for the Employee Retirement Income Security Act of 1974 has very profound effects if you’re trying to receive benefits that you may have gotten from your employment. It’s what we used to call fringe benefits. It’s the benefits like disability insurance life insurance and medical insurance that you get by virtue of working at your job. That statute the ERISA statute is the federal law that governs all claims for benefits that you receive as part of your employment.

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